Life Insurance Calculator Hypothetically, you pass away today. What is the annual income your surviving loved ones need? (usually 75% of your total income)*Please enter a number from 0 to 10000000.What is the annual income AVAILABLE to your survivors if you died today? (i.e. survivor pensions, Social Security, etc)*Please enter a number from 0 to 10000000.How many years would you like your survivors to live worry-free about income through their grieving process?*Please enter a number from 0 to 99.Total Income Need:*Mortgage and other outstanding debts (mortgage balance, credit card debt, car loans, home equity loans, etc):*Please enter a number from 0 to 10000000.Funeral costs (typically $15,000 or about 4% of your estate. Cremation runs around $10,000):*Please enter a number from 0 to 10000000.College costs: (2017 annual costs are estimated at - Public 27k in state, 43k out of state, Private: 53k)*Please enter a number from 0 to 10000000.Total value of all your housework annually::*Please enter a number from 0 to 10000000.Approx. Hourly Rates for: Child Care (10/hr), Driving (12/hr), Tutoring (30/hr), Housekeeping (10/hr), Cooking (15/hr), Accounting (15/hr), Yardwork (30/hr), Home Maintenance (10/hr), Elderly Caregiving (10/hr)Total Expenses*Savings and Investments (bank accounts, CDs, stocks, bonds, mutual funds, real estate/rental property, etc)*Please enter a number from 0 to 10000000.Retirement savings (IRAs, 401(k)s, SEPs, pension and profit sharing plans)*Please enter a number from 0 to 10000000.Present amount of life insurance:*Please enter a number from 0 to 10000000.Total Assets*Gender*Select oneMaleFemaleAge*Please enter a number from 1 to 120.Tobacco Usage*YesNoLifestyle: How healthy are you? Do you regularly exercise, go for physical exams, manage your stress, sleep and eating? Do you control your alcohol intake? Do any drugs?*Very healthyAbout averageNot very healthyMedical Conditions: Do you have diabetes, high blood pressure, high cholesterol, heart disease, cancer, chronic back or joint pain, drug, alcohol or food addiction, anxiety or depression?*NoYesAre you satisfied with your selections?*YesNoName ( optional ) First Last Email ( required ) Phone ( optional )