Breaking The Cycle of Poverty: Start With Your Mindset

0 financial frame of mind basics goals dont be a slave to your finances

Marc Ang gives a pep talk about some financial basics, such as saving money, not spending more than you have and focusing on your financial goals; based on a real life example of a successful retiree, Carla. Having financial basics are key before you even think about insurance and investing and keeps you from being […]

College Savings: 529s or Roth IRAs?

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While I am a huge fan of 529s and their ability to grow tax-free (tax-free distributions as long as they are for educational expenses), it is this exact rule that may end up hurting a family’s investment due to its rigidity. For high income families, the 529 is great. If you are a middle class […]